Online Credit Repair
Metro 2 specialists 12,000+ clients served
Free diagnostic · 19 questions

What is your Credit Game Plan?

Stop getting turned down. Start getting approved.

Nineteen quick questions. We score your file 0 to 100, match you with one of 3 services (Done For You, Do It Yourself, or Business Credit), and email a personalized PDF showing the exact next move. No credit pull. No script. No fluff.

Built by Metro 2 specialists
2-minute completion · personalized PDF
FCRA & CROA compliant
Question 01 / 19 Score 0/100
Reading your file…
Auditing your answers
Matching your stage
Building your plan

Where should we send your Credit Game Plan?

Personalized PDF with your score, stage, and a tailored next move. We do not sell or share email addresses.

By continuing, you agree to receive your Credit Game Plan PDF and follow-up emails from Online Credit Repair. Reply STOP to unsubscribe at any time. No credit repair company can lawfully guarantee removal of any specific item.

YOUR MATCH
0
out of 100

Your Credit Game Plan.

A personalized PDF is on its way. Want to skip the wait? Start your stage-appropriate next move now.

Start my plan
PDF delivered in under 2 minutes · Check spam if you do not see it
Match
Method
A.B.C.
First removal
Cycle one
Member results

Real files. Real lifts.

★★★★★
"Three collections came off in cycle one. I went from 540s to 680s in about 90 days. They explained the Metro 2 angle so I actually understood what was happening."
JM
Jasmine M.
DFY · Houston, TX
★★★★★
"DisputeGoat let me clean up 11 inquiries and 2 charge-offs by myself. I'm not a credit guy. The software just told me the next move every week."
DR
Daniel R.
DIY · Phoenix, AZ
★★★★★
"Got $80k in business credit in 6 months without touching my personal score. Kevin walked me through the fundability checks every Monday. Worth every dollar."
RS
Rachel S.
DWY-Biz · Atlanta, GA
About Kevin

Twelve years on Metro 2 disputes.

I've been doing credit repair since 2013. I built Online Credit Repair because most of the industry was selling templates that bureaus dismiss in 15 seconds. We dispute on Metro 2 compliance, the data-reporting standard furnishers are legally required to follow.

This quiz exists because the right move depends on your file. A 540 with collections needs a different play than a 720 trying to fund a business. Answer 20 questions and I will tell you what I would do if your file landed on my desk Monday morning.

Credit Pro Network FCRA · CROA Metro 2 specialists
Three stages

One path per stage.

Your Credit Game Plan routes you to the path your file is actually ready for. Same A.B.C. protocol, different starting line.

Done For You
SCORE · 0 — 40

Done-For-You Credit Repair

Your file needs structured help. Our case team handles the Metro 2 disputes, the round-2 fights, and the monthly progress report. Members see their first removal in cycle one.

Do It Yourself
SCORE · 41 — 70

Do-It-Yourself with DisputeGoat

Your file is workable and you are ready to drive. DisputeGoat puts the same dispute engine in your hands. Low monthly cost, full control.

Business Credit
SCORE · 71 — 100

Done-With-You Business Credit

Personal credit is in shape. Time to build business credit and funding without your personal score on the line. One-on-one coaching, weekly accountability.